Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025, indicating a relatively slow pace similar to the previous year.
Potential Decline: Signs point to mortgage rates easing in 2025, offering some relief to prospective buyers.
Increased Inventory: An uptick in housing inventory is anticipated, providing buyers with more options and reducing the urgency to make quick decisions.
Shift in Buyer Preferences: There’s a growing demand for move-in ready homes, particularly among first-time buyers and millennials seeking convenience and low-maintenance properties.
Emerging Markets: Cities like Buffalo, Indianapolis, Providence, Hartford, and Philadelphia are identified as top housing market hotspots to watch in 2025, offering promising opportunities for buyers and investors. New York Post
For Buyers: With stabilizing mortgage rates and increased inventory, 2025 presents a favorable environment to explore homeownership opportunities.
For Sellers: While price appreciation may be modest, accurately pricing your property and highlighting move-in readiness can attract motivated buyers.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.
